r/povertyfinance • • Nov 15 '20

Housing/Shelter/Standard of Living Moved into my first apartment today, on my 39th birthday! I have nothing but a bed and my cat, but I did it!

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129.4k Upvotes

r/povertyfinance • • Dec 26 '24 Diamonds are Forever Bravo Take My Energy Bless Up Helpful Heart of Silver Take My Silver Polished Silver Turd Silver is Forever Hooray

Success/Cheers Saved my first $5k at 26 pls clap 🥹

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84.1k Upvotes

I also have some $820 in acorns and <$1500 in a rollover IRA I have yet to move to a ROTH but putting it off for tax/wuss reasons. However, I have $772 in CC debt. But a win is a win, I can pay it off with time 😁

Gonna try to save $10k next year


r/povertyfinance • • Aug 18 '20

Misc Advice Being poor is expensive

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83.7k Upvotes

r/povertyfinance • • Jun 07 '25 Gold Blast Heartwarming I’ll Drink to That Heart Eyes This Wholesome Seal Bless Up Regret Heartwarming Popcorn

Success/Cheers I paid for my fiancé's engagement ring selling homemade pretzels, I am not ashamed lol

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77.0k Upvotes

r/povertyfinance • • Aug 01 '21

Free talk My son wanted a stuffed manta ray for his 5th birthday but I didn’t have money to buy one, so instead I converted his old baby blanket into one! (Hand sewn)

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75.0k Upvotes

r/povertyfinance • • Jan 19 '22

Free talk I know it’s not much but I finally saved 800$ to pay cash for a car. Spoiler

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69.6k Upvotes

r/povertyfinance • • Dec 29 '19

So true it hurts

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69.1k Upvotes

r/povertyfinance • • Dec 11 '20

Wellness Financial health is the best form of therapy

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65.3k Upvotes

r/povertyfinance • • May 23 '22

Vent/Rant Story Of My Life Sadly..

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60.8k Upvotes

r/povertyfinance • • Sep 28 '22

Success/Cheers I lost next to all of my belongings over the past year, suffered through homelessness/unemployment for several months and I finally got my first apartment at 27.

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57.2k Upvotes

r/povertyfinance • • Oct 21 '25

Budgeting/Saving/Investing/Spending It’s fine, I didn’t want to have fun anyway.

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54.8k Upvotes

r/povertyfinance • • 11d ago Thanks Heartwarming Bravo Popcorn

Housing/Shelter/Standard of Living I turned a master bedroom into a tiny apartment for me and my kids. 🩷

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51.4k Upvotes

After being displaced due to domestic violence my kids and I had to move in with my mom for safety. My mom has a 3 bedroom and at first the boys were sharing with my brother and I was in the smallest bedroom but that ended up not working due to my brother's sleep schedule and the fact that my traumatized kids ended up in my small room with me every night. Plus as much as my mom loves me (she saved our lives letting us come here) she is also autistic and it was really hard for her to be around 5 new people in such a small space. So this was something we came up with. She gave me her bedroom, the master bedroom and I did my best to turn it into a tiny apartment

For sleeping the daybed has a trundle for my 10 and 7 year old. I turned the walk in closet into a pantry/ bedroom for my 13 year old (not ideal but he begged and I made sure it was okay with my DV advocate/social worker first). My baby girl has her own safe space to sleep in her mini crib at the foot of the bed.

To eat we have a mini fridge, a toaster oven/air fryer combo, a rice cooker, an electric skillet and a hot plate and a few pots and pans. We also have that over the door pantry thing that helps hold food. We don't have a microwave yet and we don't have anything to eat on but we are making it work.

Best of all we have our own backyard! Amazing. The boys are thrilled about that. All in all this is a desperate and temporary situation but I wanted to show it off because you don't often see the reality of squeezing a lot of people in a small space due to finances or hardship. My DV Advocate said this type of set up is way more common than people think. It's not all bad. Here's to safety, spending time together, teaching resilience, and learning to live with less. 🩷✨ I think we always remember our "tiny apartment" lol


r/povertyfinance • • Apr 01 '24

Housing/Shelter/Standard of Living Took a year of busting my ass but I've finally gone from car living to apartment living! I have nobody to share with but this is huge!!!!!!

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51.1k Upvotes

r/povertyfinance • • 10d ago Diamonds are Forever Bravo Heartwarming

Free talk After 3 years of saving while making 15hr. I finally reached 10k

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48.2k Upvotes

r/povertyfinance • • Aug 27 '26 Bravo Heartwarming Mindblown

Budgeting/Saving/Investing/Spending I’ve saved my first $1000 and I feel amazing!

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48.1k Upvotes

After 3 uni semesters of being full time student and working maybe 3-5 times a month I’ve finally deposited my last $50 to my savings to make it $1000. Rarely spending when going out, paying with credit cards, asking parents for gas money even… Feels like a great great milestone :)
Ofc I don’t touch this money unless is an emergency but I hope to keep on growing.
Just wanted to share this moment!


r/povertyfinance • • Jun 06 '18

[Screenshot] What A Lot of "Frugal Bloggers" Don't Realize

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47.6k Upvotes

r/povertyfinance • • May 18 '22

Links/Memes/Video Shoutout to my local convenience store for loopholing into providing the poor with warm meals via EBT

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47.3k Upvotes

r/povertyfinance • • Apr 26 '25 Helpful

Housing/Shelter/Standard of Living This made me laugh because it’s true.

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47.2k Upvotes

r/povertyfinance • • Apr 07 '26 Regret Bravo Heartwarming

Income/Employment/Aid Was it really this easy back in the day or do some people be exaggerating, due to nostalgia?

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47.1k Upvotes

r/povertyfinance • • May 12 '26 Obsessed Heartwarming Regret Popcorn Bravo

Income/Employment/Aid Lol life is crazy

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47.1k Upvotes

r/povertyfinance • • Jun 18 '26 Hooray This Helpful Bravo Heartwarming Popcorn Regret

Success/Cheers I finally did it, my first $1000 in savings!!!

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46.4k Upvotes

Today I (22M) hit my first $1,000 in savings, and I can't stop looking at it!!

For a long time, having a negative balance in my bank account was just normal. I'd be counting down the days until payday, hoping my card wouldn't get declined and that nothing unexpected would come up.😭

A few months ago, I got a new job paying me a bit more than minimum wage and decided I was tired of living that way. I've been putting a portion of my paycheck to my saving account and today I checked my accounts and saw $1,001 in savings and about $236 in checking for groceries, gas, and bills. It might not sound like much, but it's the first time in my life I've had over $1,000 set aside while still having money left in checking!! For the first time in a long time, I feel like I can breathe a little.

Just wanted to share a small small win with you guys


r/povertyfinance • • Mar 18 '25 Diamonds are Forever LOL More of this please Good luck Heartwarming

Success/Cheers Its happening!

46.1k Upvotes

Mini update: i have to get to bed but i wanted to thank everyone who reached out. I feel more loved here than i ever have. I am already in my local Buy Nothing group and we plan on doing thrift shops as well!

I have a lot of calls to make tomorrow because of the numerous comments here with other resources i didnt know existed!!

I will for sure update again once we get into the place. We get keys and sign lease tomorrow (Tuesday) tjen move in Wednesday because thats the soonest Delmarva (my electric co) can turn on the power. I cant wait to share everything. I hope to never experience this kind of low again. I know it will be tough with new challenges now but this will work. It has to. 💙💙

Due to a horrible divorce a few years ago, my kids and i have been living in a motel. I work full time, dont quailfy for food stamps, paying an insane amount of rent and car payments, and kids with medical issues etc made it impossible to find a rental. There was no way to save for the moving cost and down payments etc. BUT. Finally. We found a rental. A realtor who owns a property. Its small, but perfect. My kids can stay in their schools, its close to my work. And its less than this motel room!

I inquired about it and thankfully he has a heart and was willing to give me a much needed chance to prove im a good tenant who pays rent on time and im quiet. I dont party. I work, take care of my kids, sleep, then work again. (And im ok with that! My ideal Saturday night is jammies and movies with my babies and a Wednesday sandwhich picnic blowing bubbles etc)

We move in 2 days. I havent stopped crying. We have nothing to move with but we are finally moving up. It will all come in time. No furniture, just our clothes. But its happening. Its finally really happening.


r/povertyfinance • • Feb 09 '26 Diamonds are Forever Bravo Mindblown Popcorn Heartwarming

Budgeting/Saving/Investing/Spending 103 prepped meals cost $211.01 in Jan ‘25 vs $228.76 in Jan ‘26 [US]

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44.2k Upvotes

r/povertyfinance • • Apr 07 '25

Budgeting/Saving/Investing/Spending My bank account yesterday versus today. Won a settlement and don’t want to whittle this away on bills and debt…

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43.0k Upvotes

First payment of a settlement got paid to me today. The other half comes in May. Yesterday I was overdrawn and today I have more money than I’ve ever had, ever. How should I invest or save this money to protect it long term? I think I deserve a little present first though…😅