TopCashback is a great cashback site. The best actually.  

You can earn hundreds of pounds when buying and signing up to things through it.

You can get cashback on online shopping, for signing up for current accounts and credit cards, buying gift cards, car insurance etc etc.

They're currently offering £10 for signing up

The bonus will become payable once you accumulate £10 worth of cashback. It can be withdrawn as cash via BACS.  

They pay £25 (or £30 for plus members) for every person you refer (once they earn £10 within 3 years)

Often if you sign up for a new bank account through them they'll give you up to £60. The best tip is to do this in combination with bank switches. First Direct, TSB and Santander tend to have offers.

• Shepherds Friendly will pay you £320!! for setting up a stocks & shares ISA and depositing £100/month for 6 months.  

• Scottish Friendly will pay you £310!! for setting up a stocks & shares ISA and depositing £100/month for 6 months.

Get started by clicking here

There's loads more really generous offers on there. I've earned over £2,000 in under 2 years. Just search this sub for tips from people and their experiences.

Non ref link: https://www.topcashback.co.uk

Trading212 is an investing platform similar to Robinhood and Webull. For me this has the best UI amongst everything else I've used and is easy to get started with investing (if thats what you're looking to do).

Right now they have an offer where you can get a Free Share worth up to £100. Some of the previous ones that both me and the person using my links got were :

Meta, Disney, Deutsch Bank, Rolls Royce shares etc.

Steps:

1. ⁠Sign up: Click here (5/5 remaining)

2. Deposit £1 within 10 days (No need to invest)

3. Then you'll receive your free share

4. You can sell it straight away and can withdraw the funds after 30 days (Or keep it invested)

Feel free to post your referral links below in the comments.

*Edited 27 march: this has just reduced back to £10 That boosted rate didn't last long!

TopCashback is a great cashback site. The best actually.

You can earn hundreds of pounds when buying and signing up to things through it. You can get cashback on online shopping, for signing up for current accounts and credit cards, buying gift cards, car insurance etc etc.

They're currently offering £10 for signing up

The bonus will become payable once you accumulate £10 worth of cashback. It can be withdrawn as cash via BACS.

They pay £30 (or £35 for plus members) for every person you refer (once they earn £10 within 3 years)

Often if you sign up for a new bank account through them they'll give you up to £60. The best tip is to do this in combination with bank switches. First Direct, TSB and Santander tend to have offers.

• Shepherds Friendly will pay you £320!! for setting up a stocks & shares ISA and depositing £100/month for 6 months.

• Scottish Friendly will pay you £310!! for setting up a stocks & shares ISA and depositing £100/month for 6 months.

Get started by clicking here

There's loads more really generous offers on there. I've earned over £2,000 in under 2 years. Just search this sub for tips from people and their experiences.

Non ref link: https://www.topcashback.co.uk

Trading212 is an investment platform. I've used most of them and this one is the most impressive. It's very user friendly with a great app.

They are offering free shares worth up to £100 for signing up using a referral link.

I have 3/5 referrals slots still available

Steps for this offer:

1. ⁠Sign up using this link: https://www.trading212.com/invite/4DpM1Rk4bGX

2. Deposit £1+ (you don't have to invest it)

3. Receive your free share

4. You can sell it after 3 days and withdraw after 30. Or stick around and use the app.

You can also refer others up to 5 times for more free shares.

Offer ends 06.10.2025

Non ref link: www.trading212.com

*Offer starts Monday 8 June 2026  

Trading212 is an investment platform.  I've used most of them and this one is the most impressive. It's very user friendly with a great app.  

This offer gives you free shares worth up to £100 for opening an account. I've been using the debit card for a while as it gives you 1.5% cashback on your purchases.

1. Join Trading 212 with a referral link

2. Deposit at least £1 (you don't have to invest it)

3. Receive free shares within 3 working days. You can then sell the shares after 3 days and withdraw the money after 30 days.

Non ref link: www.trading212.com 

Monzo is a UK digital bank that’s been around since 2015. It started out as a prepaid debit card but has since grown into a fully licensed bank. With features like instant spending notifications, easy money management, fee-free spending abroad, and a user-friendly app, it’s become one of the most popular online banks in the UK.

Monzo is currently giving away a FREE £10, £20 or £50 bonus to new customers who join through a referral link.

Looking to earn some extra cash? Here’s how to do it:

1. Sign up using this referral link.

2. Enter your phone number and download the Monzo app.

3. Verify your ID and make your first deposit - This can be as little as £1.

4. Make a transaction using your card (the virtual card works too).

5. Your bonus will be added shortly after completing the steps.

Handy Tip: The quickest way is to use your Monzo virtual card to top-up your PayPal account – you can add £5 with your virtual Monzo card and it counts as a transaction!

Click here to sign up via the referral link and grab your FREE £10, £20 or £50!

Or, If you prefer to join without a referral, here’s the standard link—but you won’t get the bonus.

Monzo is an online bank that has revolutionised the banking industry. It's easy to use interface, budgeting insights and innovative ways to save money has definitely been a game changer.

There's two offers from Monzo right now for signing up to an account but you can only get one of them when you sign up. Here's what's on offer:

Personal Account - £10

Business Account - £50 (Would recommend trying this first)

You can use the same referral link to sign up to either of the offer.

Unlike most other links, this is guaranteed based on what account you go for. So, there is no guess work involved.

Steps to get the bonus:

1. Click here to sign up.

2. Enter your phone number and then download the app.

3. Sign up and verify ID (Should be done in few mins).

4. Add money to your account and make a transaction with the card (You can top up your amazon account with £1).

5. After these steps are done you should get the bonus soon.

If you already have a Monzo account then you could sign up to the investing offer.

Different to the other Monzo personal and business account sign up offers. This is particularly for people who already have signed up to Monzo and open up an investment account.

There is an offer right now where you can get £5, £10 or £20 bonus.

Steps to get the bonus:

• Sign up using a referral link - Click here

• Pick one of the available funds

• Add £1 or more within 30 days

• Click on "Claim" to receive either £5, £10 or £20.

• Invest in the fund

• If you don't want to continue the regular deposit then don't forget to cancel it

Things to keep in mind:

1. Each link only works for 3 people. (If all three is used, the referer will need to generate a new link)

2. Fees are 0.77% per year

3. Probability of rewards:

• £5 - 75%

• £10 - 20%

• £20 - 5%

Full-terms

Robinhood is an investing app like Trading212. It is quite easy to use and there is a sign up bonus right now.

Steps to get the bonus:

• Sign up - Click here 

• Verify your account

• Deposit £1 or more (No need to invest)

• Get a free share worth between $7 - $175 (I chose NVIDIA as its only going to go up :)

• Thats it you're done, your free share should arrive soon.

Feel free to refer your friends/family or post your referral links below.

Quidco is a cashback site like Topcashback.

By signing up using a £20 referral link

You can get a free £20 once you earn your first £5 in cashback.

The concept is that before you're about to buy something online, if you do it through their site/app, they get a referral commission from the online shop. And they pass some of it on to you.

In their app/website just search for the shop, and if it's there, click on it. It will take you to that shop as normal.

They have countless offers on their site for all manner of categories. Too many to list. But supermarkets, takeaway deliveries, pubs and restaurants, clothing, DIY, insurance, finance, utilities, pets.

My referral link. Get started here: https://app.quidco.com/raf/xwP8

Tips: For your purchases to 'track' through Quidco, make sure your security settings in relation to cookies and cookie tracking are correct.
They have a guide on their site.

You can withdraw to your bank account or paypal once you have made £5 in cashback. Once you're set up, you can then refer friends for a £25 bonus!

Monzo, a UK-based digital bank established in 2015, revolutionizes banking through its mobile application. Originally launched as a prepaid debit card, Monzo quickly gained popularity due to its intuitive app interface, features such as instant spending notifications, and its provision of fee-free transactions abroad.

With the acquisition of a full banking license, Monzo expanded its services to include current accounts, savings accounts, overdrafts, loans, and other financial products.

They are currently offering a FREE £10 (94%), £20 (5%) or £50 (1%) to any new users who sign up to Monzo for the first time via a referral link.

Here are the steps:

1. Sign up here using this referral link.

2. Input your phone number and download the app from your relevant appstore.

3. Verify yourself with your ID and make a deposit into the account.

4. Make a transaction with your card. This can also include the virtual card given on sign up.

5. Your £10 (94%), £20 (5%) or £50 (1%) will be added soon after completing the above.

Click here to be taken to Monzo's website with this referral link and sign up for your FREE £10 (94%), £20 (5%) or £50 (1%).

Non-Referral Link - No bonus.

Chase is a solid banking option and they’re currently running a referral promotion. If you open an account using a valid referral code and deposit £1,000, you’ll receive £50 immediately once the deposit is made.

I currently have three referral codes available:

3UX7AW - Available

GVBDDP - Available

6M7W9P - Available

To qualify, download the Chase app, open an account, and enter one of the codes above during sign-up.

Make sure the £1,000 is paid into the account within 30 days to trigger the £50 reward, you can then withdraw your £1,000 and the additional £50 straight after!

I’ll keep this post updated as codes are used so no one tries an inactive one. Please note that, as with any bank account, a credit check will be carried out.

That's all folks!

Lloyds bank have just released a new refer-a-friend scheme.

Both parties will receive £50 paid into their account for opening a new Lloyds bank account.

No direct debits, or minimum deposits required. You don’t have to switch, just open a new account

You can either set up a paid for clubs Lloyd account or a free current account

My referral link is here -

https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=1P2pJ/kzlVW4QyEztIqbt1Mf4/E4ZRKSpsA2E9ew3cI=#/refer-friend

You cannot have any current accounts or savings account open with Lloyds at the time of applying.

You must keep your account open for a minimum of 7 days.

£50 will be deposited in your account within 30 working days.

For new customers: Use my link and we get a random* bonus of either £10, £20 or £50 each as a sign-up bonus.   *It's definitely not random though. It's always £10 in my experience! You could be all done and dusted and have the money within an hour.

All you need to do is make 1 payment (no minimum amount) within 30 days. Add the virtual card to your google/apple wallet then top up your Amazon account, or pay off an energy bill in advance, or buy something in a shop.

Note: a soft credit search will be done. They do not do a hard credit search.

Steps:

1. Click here to get started: https://join.monzo.com/c/b972wc7k

2. Sign up and open account

3. Make 1 payment using the virtual or physical card

4. Receive bonus

And it's a decent bank. Percentage chances of getting each bonus amount: £10 94% £20 5% £50 1% Non referral link: www.monzo.com

Trading212 is an investing platform similar to Robinhood and Webull. For me this has the best UI amongst everything else I've used and is easy to get started with investing (if thats what you're looking to do).

Right now they have an offer where you can get a Free Share worth up to £100. Some of the previous ones that both me and the person using my links got were :

Meta, Disney, Deutsch Bank, Rolls Royce shares etc.

Steps:

1. ⁠Sign up: Click here (5/5 remaining)

2. Deposit £1 within 10 days (No need to invest)

3. Then you'll receive your free share

4. You can sell it straight away and can withdraw the funds after 30 days (Or keep it invested)

Feel free to post your referral links below in the comments.

Quidco is a cashback and rewards platform in the UK that allows you to earn money back on your online shopping. You can shop through Quidco's website or mobile app at partnered retailers, and a percentage of your purchase amount is returned to you as cashback!

They currently offer a free £10 when signing up to their website with a referral link and earning £5 confirmed cashback.

Here are the steps:

1. [Sign up using this referral link!]https://quidco.com/raf/585473/)

2. Create your account.

3. Click through to your retailer's website through Quidco.

4. Once you've earned £5 confirmed cashback, your free £10 will also be credited.

5. Cash out via PayPal, Bank Transfer or a gift card for your chosen retailer.

Click this link to be taken to Quidco's website, sign up, and earn £5 confirmed cashback to then be awarded a further £10 for free!

Non-Referral Link - No Bonus.

Top Cashback is a UK-based cashback website that allows you to earn money back on your online purchases. You can shop through the Top Cashback website or mobile app at partnered retailers, and a portion of the purchase price is returned to you as cashback. It offers a wide range of retailers and deals, providing you with opportunities to save money on your shopping expenses.

For a limited time, get £10 for free when signing up with a referral link! Offer is valid until 10:00 AM on the 21/05/26.

There are so many great offers to choose from but here are a few that are easy to benefit from:

Open a business account at Tide - £150

Open a new Spend and Save Account at TSB - £40

Open an Everyday Current Account at Santander - £20

Here are the steps:

1. Sign up using this referral link!

2. Create your account.

3. Click through to your retailer's website through Top CashBack.

4. Cash out via PayPal, Bank Transfer or a gift card for your chosen retailer when you have earned enough!

Once signed up you will also be able to recommend other users with your own referral link for a free £25 for each friend that signs up!

Thank you anyone who signs up to this website using the above referral link!

Non-Referral Link

Free Share on Trading 212 worth up to £100 🔥I am £650 up in free shares. Trading 212 is a commission free investing app allowing you to buy shares in companies.

Essentially, use the referral link below to join

https://www.trading212.com/invite/FMElGwq1

• Deposit £1

• wait for your free share.

• if you don't complete the signup process though it'll expire

I'm personally a big fan, I use it myself as my core investing platform to grow my wealth.
Zero-commission investing, fractional shares, clean UI, exposure to dividends

I also have a YouTube, website talking about stocks

5/5 left

Non referral linkNon referral link

As of 1st October, i still have 4 free shares available

Biscuit by Zopa is one of the best new current accounts in the UK right now if you like cashback + high interest.

And if you sign up with my referral link we both get £20

www.zopa.com/mgma?referralCode=44aee26de4ddc9af07e5

Steps for this offer:  

1. Follow a referral link: www.zopa.com/mgma?referralCode=44aee26de4ddc9af07e5

2. Open a Biscuit bank account and make 3 transactions with the virtual or physical card within 30 days.

3. Receive £20 within 30 days 

Zopa also offer:

• 3% cashback on either your bills or eating out (restaurants, takeaways, cafes etc) up to a limit of £4.50 earned 

• 2.75% interest on your current account balance  

Note:  Zopa referrals vary a little by user. Some require different amounts of transactions. You can just buy things for a few pence multiple times if needed. Or split shopping into 3 transactions etc.

Non referral link: www.zopa.com

Trading 212 has relaunched its popular referral promotion.

​Remove your link once you hit your 5-referral cap. Any additional sign-ups will not reward you, and removing it gives other members a fair shot.

​How it works:

New users can deposit just £1 to receive a free fractional share valued up to £100. Once registered, you can share your own referral link to earn up to 5 additional free shares (potential total bonus of up to £600).

​Steps to claim:

​Sign up using a referral link from the comments below (or use this link).

​Open a Trading 212 Invest account and complete ID verification.

​Deposit a minimum of £1.

​Receive your free share within a few business days.

​Note: Free shares are usually available to sell after 3 business days, but cash proceeds from the bonus cannot be withdrawn for 30 days per their terms.

​Helpful Links:

​Trading 212 Official Site

​Invite-a-Friend Terms & Conditions

Robinhood is an investing app like Trading212. It is quite easy to use and there is a sign up bonus right now.

Steps to get the bonus:

• Sign up - Click here 

• Verify your account

• Deposit £1 or more (No need to invest)

• Get a free share worth between $7 - $175 (I chose NVIDIA as its only going to go up :))

• Thats it you're done, your free share should arrive soon.

Feel free to refer your friends/family or post your referral links below.

Topcashback is a cashback site that pays you back for most of the shopping done online when you go through the link provided in their site. There's loads of shops to choose from so this a good way to get some money back for the purchases. I have made about £2115 so far (Proof). Honestly, it's a no brainer for online purchases.

Currently they have an offer where you get a £10 Bonus when you sign up using a referral link and get to £10 payable cashback. So, would highly recommend getting to that threshold for that extra boost on top of your regular cashbacks.

Signup using this referral link: Click here

Just make sure you click through the links in the website so that your cash back tracks properly.

Feel free to share your referral links to your friends and family to earn up to £40 per referral now.

Robinhood is an investing app like Trading212. It is quite easy to use and there is a sign up bonus right now.

Steps to get the bonus:

• Sign up - Click here 

• Verify your account

• Deposit £1 or more (No need to invest)

• Get a free share worth between $7 - $175 (I chose NVIDIA as its only going to go up :))

• Thats it you're done, your free share should arrive soon.

Feel free to refer your friends/family or post your referral links below.

My referral link: https://www.quidco.com/raf/12363623/

Quidco is a cashback platform similar to TopCashBack. When you follow the link from Quidco to an online retailer and make a purchase, you will earn cashback on your online purchase.

Once you have earned £5 cashback after signing up through a referral, you will be given a £20 bonus. You can withdraw your cashback to your bank account, Paypal or to gift cards.

They have two types of accounts, basic and premium. The basic account is free, and I'd recommend that since the premium one isn't free.

Make sure you turn off adblockers and accept cookies to ensure that your purchases track correctly. More info here: https://support.quidco.com/en/articles/4126250-tracking-tips-tricks

Instructions

1. Sign up using a referral link and make sure you turn off ad blockers and accept all cookies to ensure that your purchases track correctly: https://www.quidco.com/raf/12363623/

2. Follow links from Quidco to online retailers to do your shopping.When you follow the link to an online retailer from Quidco, you must accept cookies on the retailer's page to ensure that the purchase is tracked by Quidco.

3. Receive cashback bonus once you have earned £5 cashback

4. Withdraw casback (Paypal, bank transfer or gift cards with a slight cashback boost)

Referral link: https://www.quidco.com/raf/12363623/

Non referral link (no bonus): www.quidco.com

They have temporarily boosted the reward until 10.04.2026
After that it reverts back to the normal bonus being £10 (with a slight chance of getting more)

Tembo are offering a bonus of £20 - £1,000 if you open up a new cash ISA or Lifetime ISA (LISA) and either deposit OR initiate a transfer of more than £500 into it.

The interest rate is 3.8% which is decent, and the app is nice. So I'd say it's worth it if you have spare savings that you don't mind shifting across for a few months.

Click here to do the offer

You'll likely get a reward of £20 but the exact probability of each is:

We both receive the same bonus. It's paid within 90 days after 'completing', but you can see it pending beforehand (within a day or so).

And then you can withdraw the funds and the bonus.

Steps for this offer:

1. Click here to get started

2. Download the app and register your details (use the same email address)

3. Deposit £500+ into the Cash ISA (within 30 days)

4. Keep at least £500 in the account until you receive your bonus

Then you can refer friends to get yourself more bonuses. Up to 5 per month. You must maintain a balance of at least £500 to do this. I will be keeping my 500+ in there long term.

Most people will want to choose the Cash ISA option as a lifetime ISA has strict rules attached to it, whereas the cash ISA doesn't. So once you're done with the offer you can safely withdraw your funds.

Non-referral link (no bonus): https://www.tembomoney.com

Monzo is a UK-based digital bank (founded 2015) known for its app-first approach, instant spending alerts, budgeting tools, and savings “pots.” It offers fee-free spending abroad (within limits), early access to salaries, and premium paid tiers with extra perks. Fully regulated and FSCS-protected, it competes with the likes of Revolut, Starling, and Wise.

Monzo currently have a great referral programme where both referrer and referee can get a bonus reward of £10 for opening a personal account or £50 for opening a business account. 

Here’s how it works for personal accounts (£10 reward):

1. Sign up for a personal or business account using my referral link

2. Open your account

3. Spend using your card within 30 days (excluding ATM and money transfers)

4. We both earn £10

Here’s how it works for business accounts (£50 reward)

1. Sign up for a business account using my referral link. You’ll need to be a sole trader (e.g. ebay/vinted seller etc.) or director of a limited company (UK businesses only)

2. Open your account

3. Spend using your card within 30 days (excluding virtual cards, ATM and money transfers)

4. We both earn £50!

Up to 3 business referrals can be made per calendar year (£150 rewards!)

Note that referrals can only be made to people who don’t already have a Monzo account, and have not started a Monzo application before. 

Ts & Cs apply see website for details.

Non-referral link