Yesterday my friend dozed off while driving my truck. He totaled it into a guardrail. When I go to start my claim I noticed that 2 months ago while adding my mom to my insurance I accidentally removed coverage from my truck which is financed and my other SUV which is also financed. My lien holder saw this and notified me of my SUV not having full coverage so I instantly added it back but I was unaware of my truck not having coverage. I thought adding my mom to the insurance is what made it drop since she’s older. Now I have a +20k debt without any kind of insurance. What can I do??

EDIT: I do have insurance on the truck but collision/comprehensive was removed on accident not the whole vehicle.

Hi! I'm 14F, and my life is so cooked rn 😭

My routine is a complete mess. During holidays, I sleep at 4 AM and wake up around 3 PM, and during school days, I barely get 2 hours of sleep because I have to wake up at 7 AM.

I know sleep is important, and I genuinely want to fix my schedule. I don't do much besides journaling and attending tuition at around 5:30–6 PM (my tuition teacher has no fixed timings lol).

My school timing is 7 AM–3 PM, and I NEED at least 2 hours of rest after coming home, so please don't suggest studying or working out during that time 😭

I want to include:

• 1 hour of self-study.

• Around 1–1.5 hours of workout (depending on my energy).

• Journaling and sketching.

• Some other productive activities.

I also want to reduce my Instagram screen time to 30 minutes a day.

One thing, though: I can't sleep before midnight because my HB usually comes online around 10:30–11:30 PM, and that's the only time he's active lol.

I used to have a really productive routine, but somehow everything got messed up, and now I can't seem to get back on track.

I'd really appreciate a realistic timetable that I can actually follow. Even small improvements would mean a lot! 😭

I briefly dated someone (M35, F29) around the end of last year. Sadly, things didn’t work out and we had bad luck together. I couldn’t forget him and I wrote him many emails.

He works in Opera and has the power to decide who is playing what. I started coming to see him sometimes as a way to show him my friendship and support. He started to reference me in opera, sometimes in the most flattering manner.

The latest was a medley of operas like Satanella and Die Tote Stadt to taunt me. It’s a bit of a scary thing for me, to be represented in that manner. He’s so weird that, there was even a singer dressed in a dress that was exactly like MINE. I was wearing the same dress! His current girlfriend was singing in the show and spoke with that singer who was upset.

My question is: what is going on? This is a man that I truly love and I’d like to speak with him as friends, I forgive him. But, this dynamic with the current girlfriend taunting me and people wearing MY CLOTHING is starting to be too much.
On top, I still have feelings for this person. I could easily say I love him.

What can I do?

I’m going trough a very hard time and I need someone, preferably an adult, to give me advice on how to get trough a situation that I can’t control

The short version someone knows that he have adhd went to doctors even entered facilytis all them said no you have baipolar so they prescibed for him antipsychotics of course but always trying to quit meds because its impossible to take them symptoms like not having good sleep or enough hours some noises becomes really bad within a month he becoms paralyzed so he quits and withdrawel symptoms becomes like not even have the capability to shower i mean reall extreme lazinness can get up from bad tired or go out frm home and what's is more shoking after all these meds and symptoms asking in google and learning few thing he found it'd adhd and i'm open with your question so what's more shoking he founs out that his family knows about his condition from the start and just keeping him like that just to monipulate him from childhood he does not know why know from the withdral his brain is not reast1blished yet after 8 months he just sits there in his room eating watching can't do a thing trying to find solution so what he can do and his family is big have big influence soo ....your proposal for him and thanks a lot this not a prunk scum or anything this is a real situation here please take it seriously and they are torturing him right now i mean mentally emotionally kepping him always in nervous state by anything

Long story short Ive been speaking cordialy with a parent at my childs sporting event. She looked familiar but I could not place where I knew her from. Recently an incident happened regarding a child and she seemed very unconcerned about the safety of the child. She seemed concerned that I cared about the safety of the child. It then came to me where I knew her. She was violent towards me when we were hunger and I must have repressed it. Now our kids interact only at the event never outside. Now thatt I remember her, Im going to stop making polite conversation with her. The kids will continue to interact at the event. What to say to her if she wonders why I stop making small talk all of a sudden? I dont trust that someone who was harmful to me in the past would have my best interest at heart in the present.

Honestly really hard to find where to start off but me (F25) and my roommate/best friend (F24) have been living together for a few months, and she has had a rough few years especially with things happening in her family. for a few years she dated this guy she met at a job (which they both still work at) but a couple of years ago he broke up with her because she was highly emotional after going through a. really hard loss and he “didn’t want to deal with her emotions”. I always got an off vibe from the dude but i only met him a handful of times. There were a couple of instances of hearing off things from other people, but once this breakup happened it was clear he didn’t care about her emotionally. A lot of other behaviors I witnessed from starting to live together made it even more clear that this was an unsafe and unhealthy relationship. It’s so hard cause there’s so much context but i don’t wanna make things too long, so I will get to the breaking point. Night before halloween, all the girls in our friend group go out to the bar drinking. The next morning, she gets a phone call from him asking about the night and the party we were all going to later at our friends house. this starts a snowball of never ending phone calls for about 6 hours straight where he wants to talk about getting back together but then screaming at her for her costume and it being slutty and then basically demanding that she wears something slutty that night for him. at one point she came downstairs to lock the doors/windows in case he showed up at our house cause he said he was going to. Around the end of the phone calls is when he does show up at our door. She let him in and he starts acting gentle and concerned (not long ago i could hear his screaming through the phone NOT on speaker from a room away). Basically just a total disregard of any boundaries. The conversation ends in him ending up coming out with us. That night was just so painfully awkward because of how pathetic this dude is in a social setting. My friend was so anxious and crying all night and I didn’t leave her side because dude genuinely flips like a switch and gets mad at the most deranged stuff (like her holding back our friends hair the night before while she was throwing up) it makes no sense and he’s jealous of all her friends and takes it out on her. she didn’t want him there and we tried making him leave but his car and things were at our house. (he also invited himself to sleep over even tho she had a friend staying the night with her). so fast forward from the most painfully small party where he is filling the room with his foul presence, and we get back home with me, my boyfriend, my roommate, her friend, and my roommates crazy ex. We chat a little downstairs and then he says he’s gonna “go up to bed”; we all make a little look and her friend made a comment and he goes up and my roommate does too. when she comes back down we are telling her not to sleep in bed with him and she doesn’t even want to. my boyfriend offers to sleep on the couch so all of us can go in my bed or something. while we figure this out, her ex is up and moving she goes upstairs. next time she comes down, she tells us that he was looking for his wallet and shoved her. me and my boyfriend get up immediately to go kick him the fuck out and when we’re about to go upstairs he starts coming down with his bag and key, so we stand in the doorway. he walks up to the door and my friend and is asking should i leave 100x over. me and my boyfriend are nodding our heads at her and then he just keeps turning between my rooommate and i giving the most blank, soulless stare i’ve ever seen. my bf steps in and says “yeah i think i’m heading out too i think the girls wanna be alone tonight”, to which I agreed, which set him off. He throws our door open and tries slamming it so i tell him not to slam our stuff. we stand waiting for him to leave he comes up to the door and screams through pointing at my friend to “NEVER FUCKING SPEAK TO ME AGAIN” and then walks away. he turns around talking to himself and approaches and now is trying to be docile and saying please i need to talk to (roommate), please please” I say nope you were just kicked out and after everything you’ve done (i didn’t even cover the half of it in this post) you aren’t coming in or talking to her. he walks away again and says something so i said goodnight get home safe goodbye good riddance. me and my bf are between the door and screen door and he starts breathing heavy and walking and then running at my front door so im screaming at my bf to come inside and then slam and lock it shut with my body against it, and i feel him throw his whole body against the door. I screamed for him to leave or im calling the police and he did leave. after that we all kinda just broke down in tears and. i begged her not to see him cause im genuinely scared for her life. the very next day she’s talking to him where he’s telling her to apologize for not defending him while getting kicked out and he was more humiliated and shameful for smoking a cigarette than trying to bust down our door. it’s just getting really scary and i’ve tried to talk , i’ve tried to listen, i told her after this she really needs a restraining order. Just yesterday they were on the phone and I’m just getting really terrified and I don’t know if anyone has any advice or methods I may not have tried to help her. because she genuinely deserves so much better and I don’t want this narcissist to ruin her life any longer. Sorry if this is all over the place or horrible writing it’s hard recollecting it and trying to shrink it down into a coherent reddit post but if anyone took the time to read thank you!!

TLDR: My friend is stuck in an abusive relationship that hit a real breaking point and I don’t know what to do to help her to get out of it for good.

Thinking about doing something to a family member please help

I’m 17, this happened 4 days ago and i’m staying with my aunt right now. I don’t know what to do

Hi guys! I really need some advice or opinions about my situation right now because, honestly, I don't know how to process everything that's been happening.

I'm a bisexual girl, and I'm currently in a relationship with my girlfriend. Here's what happened.

I have a best friend who recently came home, and she invited my girlfriend and me to have some drinks together since she had just arrived. I agreed because I didn't see anything wrong with it, and I trusted both of them.
During our first drinking session, they started getting pretty loud and tipsy. Eventually, they decided to stop drinking. The three of us were lying next to each other on the same bed. I was in the middle, with my girlfriend on one side and my best friend on the other.

At some point, I got up to use the bathroom. When I came back, my girlfriend had switched positions, so my best friend and my girlfriend were now lying next to each other. My girlfriend eventually hugged my best friend, but I didn't think much of it because I didn't see anything suspicious or inappropriate about it at the time. I trusted them, so I didn't make a big deal out of it.
Fast forward to the next night, they decided to drink together again. At first, I wasn't comfortable with the idea of my girlfriend drinking because I was already worried that something might happen again. Unfortunately, my concerns weren't completely unfounded.

The following day, my girlfriend confessed that while they were lying next to each other, my best friend had been hugging her around the stomach. According to her, my best friend's hand kept moving higher and closer to her chest, but my girlfriend said she managed to stop her before anything further happened. Of course, I was shocked and uncomfortable, so I decided to confront my best friend about what happened. But what shocked me even more was that she revealed something I didn't know about the first drinking session. According to my best friend, during that first night, while they were lying next to each other, my girlfriend was the one hugging her. She also claimed that my girlfriend touched her chest and legs. Now I'm honestly at a loss for words because both of them have told me different things about what happened, and I don't even know what to believe anymore.
My girlfriend's explanation is that she doesn't remember doing those things because she was extremely tipsy that night. She says she has no recollection of what happened.
But here's what I'm struggling with: Does being drunk or tipsy excuse someone's actions? I understand that alcohol can affect someone's memory and judgment, but does that mean I should just let everything slide?
I'm also confused about my best friend's intentions. Why did she only tell me about what my girlfriend allegedly did after I confronted her about what happened the second night? And why did things have to get this complicated in the first place?
I feel like I'm stuck between two people I trusted. One is my girlfriend, someone I'm supposed to feel secure with, and the other is my best friend, someone I never expected to be involved in something like this. I don't want to jump to conclusions or accuse anyone without knowing the whole truth. At the same time, I don't want to invalidate my own feelings just because alcohol was involved. I genuinely don't know what to do right now. My mind goes blank whenever I try to think about how I should handle this. I don't want to make a decision out of anger, but I also don't want to pretend that nothing happened.
I just need an outside perspective because I'm having a hard time processing everything. Please be honest with me, even if it's something I might not want to hear. I really need advice on how to deal with this situation.

okay this is my first time doing my first reddit post and i’m fried right now so bare with me.

it’s friday night, i smoked, and decided i just wanna play some games and chill. i was playing a game where you can chat with random strangers.

now it’s almost 4am i made some good conversation and heard some funny stories. then i find someone chill. i’m faded, it’s getting late,and we’re having good conversation.

i find out he’s older than me, he’s 22 and i’m 21. we talk about normal stuff and shared a few laughs so we added each other and talked for about an hour before exchanging discords.

he turned his camera on cause he was trying to gas himself up and i’m assuming to impress me which worked. lol.

so now at this point we’ve both seen what each other looked like and we begin to start flirting. but he begins to ask for nudes and he’s sent a pic. i sent a butt pic. but i also screen shared a video of me having sex…

i already feel stupid for falling for it. please don’t remind me. i’m worried this guy is going to post the selfie, the butt pic, and the video all over the internet. i’m only worried he’ll do this cause he blocked me on everything after being so chill and trusting.

i also haven’t done anything with nudes or videos over the internet before cause i’ve been in a situation ship or relationship in real life for most of my dating/sex life. i wonder if i’m over thinking it or if i should be some sort of concerned.

hi guys, can you give me some tips or advice fot my situation rn

im a bisexual girl, and i have a gf and ganto ang eksena, may bff ako na kakauwi lang then inaya nya kami ng gf ko uminom since kakauwi nya nga lang, so pumayag ako and okay lang naman sakin, then during inuman session ang ingay na nila like tipsy na yung gf ko while yung bff ko is hindi pa, so tumigil na sila, then magkatabi kaming tatlo sa isang kama, ang pwesto ko non is nasa gitna ako so nasa gilid ko silang dalawa, then bumangon ako para magpee so pagbalik ko lumipat ng pwesto yung gf ko, so ang ending magkatabi na ang bff ko and gf ko, then my gf hugged my bff so no malisya okay lang sakin, then kagabi naginom ulit sila, nung una di ako pumayag na uminom gf ko kasi baka ano nanaman mangyari then di nga ko nagkakamali, the next day umamin sakin gf ko na while nakahiga sila hinahug daw sya ng bff ko sa tummy nya habang yung kamay ng bff ko paakyat ng paakyat sa boobs pero napigilan naman ng gf ko which is good, so i confronted my bff about what happened nga then nagulat ako may inamin din sakin yung bff ko na may ginawa rin daw pala tong gf ko sakanya, nung 1st inuman session nila while nakahiga silang dalawa is yung gf ko raw is hinahug sya then my gf touched my bff boobs and legs

so guys ano thought process nyo sa situation ko rn, ang reason nya sakin is wala syang naaalala because she was so tipsy that time

help me guys if pano ko sya hahandle kasi nabablangko talaga ako super

this is a throwaway account because i don’t want my friends to find this. I m in a tough position because i’ve been dating this guy for like eight months now and i absolutely love his personality and how he treats me but his looks are just not my type at all. on the other hand there’s this guy in one of my classes who is fineee and he’s a little nonchalant but when he talks he’s really cool and nice but idk what to do because i feel like im emotionally cheating on my bf but i also know that im not gonna act on this crush or anything. but reddit what do i do?

Pls suggest what should I do ????