Well, we were supposed to close on our first home this upcoming tuesday. Today we received an email stating closing was ready to go, and that the closing costs were ready to be wire transferred. The emails, wiring instructions, address, names from our title company were all the same. Sent the money at 1:00 PM. Noticed the scam around 8 PM. Based on all the posts in this sub, I know there’s no hope. But now we can’t afford to buy the house. Just absolutely devastating. I already called the bank, police, and did the FBI complaint. Just so upset & feel like idiots.
UPDATE: I’ve seen enough comments about what I should have done. I’m getting comments about how obviously the emails and instructions couldn’t have been the same. Well obviously they weren’t. But they looked ALMOST identical. I don’t need advice on what I SHOULD have done. I need advice on steps I can take now and to warn upcoming home buyers of the things I didn’t know as a young woman.
I called the Apple Cash support line and they said I’d be fine if I sent it back even if the funding source charged it back, but previous Reddit posts say that’s not true. What should I do? If it was a genuine mistake, I don’t want to keep it, but it seems scammy to send cash to a number you’ve never messaged before and isn’t in your contacts.
The pictures taken from the damage of their car that they claimed was from me is clearly from multiple occasions. He said he would be “nice” and take money directly as I’m a neighbor or file a hit and run. I have a back up camera so I know I did not back up into their car nor multiple times. This also happened after I left a note on their car requesting to not park in front of our fire hydrant and mail box.
It started a year ago. My uncle (65+, married) met a young girl (20-25) on Tiktok, started chatting and fall in love… Since then he sent a lot of money to her for numerous reason. She said she wants to come to our country (Europe) and asked for money for visa. Of course, she didn’t got visa.. Now my uncle is divorcing from his wife and wants to move to Lagos to marry that girl. He doesn’t listen to anyone, doesn’t beleive that it is a scam. My family is afraid that he will be robbed, tortured of murdered there. How can we stop him? Any advices? Thank you!
Thank you so much for many comments. I am very grateful. I try to read all of them
Do I just throw them away or submit them to TSA? Or take them to the police? Very sketchy, but I know I’m not going to put them into my computer that’s for sure.
i'm not sure if i handled this right, but i didn't send back the money and told them to contact their bank or apple to dispute the transaction. i had my apple pay set to automatically accepting and didn't realize until i checked transactions, my bank account isn't attached to my apple pay though. feeling like this might be a scam but i'm not sure, would appreciate some help
I was just waiting in line to collect my bottle deposit money when I noticed an elderly lady with a stack of iTunes Gift cards, asking for the maximum amount on each. She was only able to purchase 2x $500 cards at a time. I straight up told her she is getting scammed and she told me no, it's not a scam and that she won a car on Facebook and they won't take cash to ship it and they only take iTunes gift cards. I told the lady ringing her out and she said she knows and that she comes in all the time asking for the same thing. I asked the cashier if the woman had any family so I could reach out to them to make sure they're aware, but she said she didn't know. The lady is going to end up with nothing. What can be done to help in these types of situations?
This dude right here might be the king of all scammers. He runs a program called CFP stands for "cash flow project" . They charge $9,000 PER section-8 property that they "find" for you and orchestrate the whole deal. They basically hold your hand and guide you throughout the entire purchase process .
1- They get these deals from wholesalers, so they aren't actually finding shit.
2- He has another program where he "teaches" people how to wholesale, then has them feed these shithole properties to the unsuspecting CFP investors.
3- These unexperienced wholesalers get EASY contract flips by selling these shitholes to these "CFP" clients.
4- Worst part is they LIE about ALL those numbers on these PDF sheets they send out.
5- The "rent" number you see on the PDF is straight from HUDuser website, which is NEVER accurate. The local housing authority dictates the rent, which is always within the AVERAGE rent in the area. The numbers on this website are always HEAVILY inflated (by $250–$300), and that's what they use to get the "cashflow" number on the PDFs to go up.
6- They also even LIE about the monthly mortgage payment, which a simple loan calculator can reveal. Example : Monthly payment would be $752 but they'd put $681.
7- That includes the property tax and property management fee. Property tax in these areas is like close to 3% so it comes out to $300/month minimum. also PMs charge 10% of rent which is always gonna be above $1,300 so $130 minimum. $430 vs the $250 they put on the PDF
8- So the "Estimated cash flow" number you see is more so in the negative. (ran all numbers)
9- They make it seem like it's the easiest cash you'll make, but in reality it's just a way for them to SCAM their followers for a calm $9,000 per property fee 🤣. They take $9000 out of ur pocket per property and then give u a shitty property that LOSES money every month. Oh and lets not forget you're dealing with the worst type of tenants in crappy neighborhoods 😂
10- They also wholesale some of these properties themself. so they add a $10,000 fee on top of the $9,000 you are already paying 🤣. So much for "finding" the property for you just to add on another measly $10,000 fee on top. Of course you're going to take the deal when you see a "cashflow" estimate of $500/month. I asked them if they are wholesaling these deals and they said "No".
To make matters even worse. This dude will even post videos/photos to make himself look like a saint. He will post anything to make himself look like a good person when in reality he is running a literal SCAM operation. I mean how shitty of a person can you be. You lie to followers and scam them with FAKE numbers and then pretend to be such an ethical and respectful person.
Its crazy how shitty some of these influencers are, you look at there page and they genuinely give out some good value here and there but once it comes to selling something it just reveals their true colors. DO NOT RECOMMEND ANYONE EVEN THINK OF PURCHASING ANY SERVICES OR ANYTHING FROM THIS GUY. SAVE YOURSELF PLEASE LOL.
my brother died in december of last year & someone hacker into his account & messaged me using the nickname only he called me. if i wasn’t dead i probably would’ve fallen for it. seeing this notification pop up on my phone broke my heart.
Phone scam. Apparently I had warrants for missing court. They knew my name, my preferred name, signature, and home addresses.
They told me they were my local sheriff, I had to pay bail and submit to a signature analysis but if I hadn't paid first I would be cuffed and jailed for 72 hrs before appearing before a judge. They kept me on the phone for literal hours while I drove around trying to get $9300. I had my kid with me. They threatened me with jail and cps. The told me there was a gag order on my case and if I mentioned even that the money was for bail cops would arrest me. They told me there were officers within 3-5 blocks at all times to arrest me if I don't comply. They tried to get me to cash app them when I wasn't able to get anymore money out of atms. When that didn't work they then had me go to a bitcoin ATM ( they called it a state bail machine). Thats when I saw a sign describing my exact situation. I told the cashier I wasn't sure if this was legit and the scammer got irrate. Screaming threats including, cops, swat, labeling me as armed and dangerous, 1-5 years in jail, life in jail, and CPS taking my kid. I had the cashier call 911 because I was still terrified to hang up the phone. Then the scammers hung up. I sat in my car shaking for the next 10 minutes not sure who was coming cops I called or the swat ready for a fight.
I'm not a dumb person but it all felt so real. Now typing this I'm like " dude how did you fall for all these red flags". I was just trying to do the right thing. I've already made a police report, notified my banks, signed up for credit monitoring. I just wanted to warn people.
My husband recently purchased a large construction tool on Amazon or $2,000. We both had a feeling it was fake because it had no reviews and was $1K off the original price. But he bought it anyway to see what would happened (assuming Amazon would reimburse us if it was a scam).
This is what we got in the mail 😂 has anyone else seen this scam on Amazon?
Note that the pamphlet states that the item will come in a separate package. We know it won’t and my guess is that the scammer hopes people will just wait until the 30 day return lapses and never get the “second” shipment.
Some background context, my phone was stolen on April 6th at a concert in Hollywood. The phone was never recovered, but I put it in lost mode using Find My IPhone.
I filed an insurance claim with my cell phone provider as well as a police report with the LAPD. The phone’s last known location was the venue in Hollywood. The phone was locked with a passcode, but also connected to my debit card using Apple wallet.
I received a new phone a few days later from the insurance company and restored the new phone from back up. I never removed the old one from my iCloud account, in the event it was turned on and could be located by the police.
A couple weeks later I started receiving these texts. It looks like someone purchased my stolen phone and wants me to remove it from my Find My? I never erased the device, but left it in lost mode. Is this a scam, or should I erase the device and remove it to cut my losses?
I’ve been getting non-stop texts and calls from scammers since it was stolen, so I’m really on edge.
I’ve trained all the employees how to spot scams, and to refuse transactions as needed, but it’s nice to see actual official signage trying to warn people.
A few weeks ago, I received this ring in the mail. It was addressed to me, but I did not order it. It did not come with any explanation, no enticement to order more. The band is adjustable, and the metal seems cheap - it’s definitely not gold or precious metal.
This is all that came with it - that card, and the envelope it was contained in. When I went to the QR code, it gave a 403 Forbidden.
I took my kids to the aquarium and all of the old parking machines were gone. Instead QR code posters are mounted on the poles. There are signs all over saying to use the QR codes and that there are no attendants and not to give anyone money. This was on a Saturday.
I scanned the QR code for my lot, HONK parking, an almost legitimate company. Apparently Honk has a bunch of scammers working for them because within minutes of paying for parking my card started being hit with fraudulent charges in Nashville, Houston, etc.
Didn't think anything of paying until Monday morning when I got a call from pizza hut. I answered very cautiously and a gentlemen called Steve in fraud protection (maybe prevention) was calling me. He asked if I was trying to order a pizza in Houston for an Azwir N. They had flagged the order as my card was associated with a different address and account.
I 100% thought that the guy was a scammer and wouldn't confirm any of my details so I got off the phone with him fast, jumped onto my pizza hut account, didn't see any charges, and started changing the email and password.
Then I got on my credit card tied to that account and sure enough there were a dozen fraud charges on there starting less than 4 minutes after I paid for parking. Thankfully it was easy enough to get them canceled, but it did mean having to get a new card and go through all that. I went and googled HONK thinking that someone must have changed the QR code, but no, the charge was legitimately from HONK's business account, and they have hundreds of google reviews with people having the exact same situation because HONK doesn't protect your information.
So Steve with Pizza Hut fraud prevention, if you're out there, thank you for watching out for me.
Girlfriend parked for 5 minutes in a lot that has a few stores on it (spring garden street Philadelphia). She came out and had a huge yellow “barnacle” applied to her window with the only way to have it removed was by paying $150. These people were waiting in their car, literally doing this as normal people were shopping it stores. It didn’t seem legal, but it was during her work day, so she had to pay to get it removed so she could drive away.
Two days later we were at the same parking lot, I stayed in the car so we didn’t have any problems, and the car next to us had a barnacle. Then the cops pulled up, said it was illegal, and these scammers still wouldn’t take the barnacle off.
If this happens to you, please call the police, at least the non emergency number, before you pay these fools
